In this article, I’ll discuss the Best KAST Card Alternatives for US Crypto Spenders. We will compare popular crypto cards based on their features, supported cryptocurrencies, cashback and rewards, payment networks, fees, and US availability.
If you want to spend your crypto on a daily basis, earn rewards, or just want to manage your digital belongings in a convenient way, these options can help you find a card that fits your spending needs.
Key Points & Best KAST Card Alternatives for US Crypto Spenders
| Card | Explanation |
|---|---|
| Coinbase Card (Visa) | Spend crypto through Coinbase, offering convenient payments for eligible US customers and assets. |
| Coinbase One Card / Amex | Earn crypto rewards on eligible purchases with Coinbase One and American Express benefits. |
| Gemini Credit Card | Earn crypto rewards on everyday purchases using a crypto-focused US credit card. |
| BitPay Prepaid Mastercard | Convert supported cryptocurrency into spendable funds for prepaid Mastercard purchases where available. |
| Crypto.com Visa Card | Spend crypto-funded balances and unlock tier-based rewards through Crypto.com’s Visa card. |
| Nexo Card | Access crypto-backed spending and flexible payment options in supported markets and jurisdictions. |
| MetaMask Card | Spend eligible crypto from your self-custody wallet at participating Mastercard merchants where supported. |
| RedotPay | Use crypto-linked payment cards for everyday purchases, subject to regional eligibility and fees. |
| WaldenPay | Explore crypto payment services and card availability, verifying US access before applying. |
| Uphold Card | Spend supported assets through Uphold’s card, checking current US availability and applicable fees. |
10 Best KAST Card Alternatives for US Crypto Spenders
1. Coinbase Card (Visa)
Coinbase Card (Visa) Card Type: Prepaid debit card funded with cryptocurrency. Availability: Available to eligible Coinbase customers in the U.S. except Hawaii. Supported Cryptocurrencies Users can spend supported cryptocurrencies that they hold in their Coinbase. The assets are converted to US dollars at the time of the purchase.
USDC and USD are also supported. Cashback & Rewards: Eligible US customers can earn variable crypto rewards on purchases and check available reward options in the Coinbase app.
Payment Network Visa. The card is ideal for users who want to spend crypto without the hassle of applying for a traditional credit card. Coinbase advertizes no annual fee or spending fees, but conversion spreads, limits and other terms may be applicable.
Coinbase Card (Visa) Feature
| Feature | Explanation |
|---|---|
| Crypto Spending | Spend USD, USDC, or supported crypto, automatically converted to dollars when needed. |
| US Availability | Available to eligible US Coinbase customers, excluding Hawaii. |
| Rewards | Earn optional crypto rewards at variable rates displayed in the Coinbase app. |
| Fees and Network | Visa prepaid debit card with no annual fee or Coinbase spending transaction fees; conversion spreads may apply. |
2. Coinbase One Card / Amex
Card Type: Crypto rewards credit card. Eligibility: Available to eligible U.S. residents who meet the application eligibility requirements and are good standing Coinbase One members. Supported Cryptocurrencies: Bitcoin rewards are a core feature; rewards are paid in Bitcoin and do not require users to spend crypto directly.
Cashback and Rewards: Cardholders earn Bitcoin back on eligible purchases, benefits subject to applicable terms and membership level. Payment network: Amex. Unlike a prepaid crypto card, this product allows approved users to make purchases on credit, and to repay their balances. Coinbase members are required to pay at least $49.99 annually. Before applying, applicants are advised to check APR, reward conditions and membership fees.
Coinbase One Card / Amex Feature
| Feature | Explanation |
|---|---|
| Card Type | Credit card offering Bitcoin rewards on eligible purchases. |
| US Availability | US Coinbase customers can apply, subject to approval and eligible Coinbase One membership. |
| Rewards | Earn 2%–4% Bitcoin back depending on qualifying Coinbase asset holdings; monthly purchase limits apply to higher tiers. |
| Fees and Network | Runs on American Express; review membership costs, APR, and current card terms before applying. |
3. Gemini Credit Card
Gemini Credit Card Card Type Crypto rewards credit card Availability: Available for eligible U.S. applicants, subject to credit approval and issuer criteria. Supported Cryptocurrencies: Depending on the current reward program from Gemini, rewards can be deposited into a Gemini account in supported cryptocurrencies with the selection available.
Cashback and Rewards: The advertized offer offers 4% back on eligible gas, EV charging and transit spending up to $300 per month, then 1% in that category; dining earns 3%, groceries 2% and other purchases 1%.
Payment Network Mastercard World Elite. The card has no annual fee or foreign transaction fees, according to Gemini. Best for users looking for everyday crypto rewards with a traditional credit card
Gemini Credit Card Feature
| Feature | Explanation |
|---|---|
| Card Type | Crypto-rewards credit card for everyday purchases. |
| US Availability | Available to eligible US applicants, subject to credit approval and issuer restrictions. |
| Rewards | Published rewards include 4% on eligible gas, EV charging, and transit spending up to a monthly threshold, plus category-based dining, grocery, and other purchase rewards. |
| Fees and Network | Mastercard World Elite; advertised with no annual fee. Confirm current reward terms and foreign transaction fees. |
4. BitPay Prepaid Mastercard
BitPay Prepaid Mastercard Card Type Prepaid crypto funded MasterCard. Availability: BitPay has launched its card to eligible US residents, check on current applications and eligibility before signing up.
Supported Cryptocurrencies Payment options are contingent on the wallets and assets supported by BitPay, including major cryptocurrencies such as Bitcoin and Ethereum. Cashback and Rewards: Don’t expect the typical cashback. Check the current promotions and the terms of the card to see what rewards are offered.
Payment Network: Mastercard The card is aimed at users who want to convert crypto into a prepaid spending balance, rather than a traditional line of credit. Before deciding, review the loading requirements, conversion charges, transaction limits and any account or card maintenance fees
BitPay Prepaid Mastercard Feature
| Feature | Explanation |
|---|---|
| Card Type | Prepaid card designed for spending crypto-funded balances. |
| US Availability | Check whether new US applications are currently accepted before relying on this option. |
| Supported Assets | Funding depends on BitPay’s supported cryptocurrencies and wallet options. |
| Fees and Network | Mastercard; verify current issuance status, loading fees, conversion costs, and transaction limits. |
5. Crypto.com Visa Card
Crypto.com Visa Card Card Type provides a prepaid Visa card in supported markets, as well as a separate Visa Signature credit card for qualified U.S. applicants. Availability: Availability in the US depends upon the product, state and approval requirements.
Supported Cryptocurrencies: The prepaid card is funded by eligible Crypto.com account balances with crypto converted prior to loading; the US credit card offers purchases in dollars. Cashback and Rewards The prepaid card offers CRO rewards based on its tier.
The US credit card offers Bitcoin or CRO rewards under its current conditions. Visa Payment Network. Compare membership cost, staking or subscription requirements, reward caps and fees before applying.
Crypto.com Visa Card Feature
| Feature | Explanation |
|---|---|
| Card Type | Offers a prepaid Visa card and a separate US Visa Signature credit card. |
| US Availability | The credit card is available in eligible US states; the prepaid card has separate eligibility conditions. |
| Rewards | Prepaid card rewards vary by tier and may be paid in CRO; the credit card offers BTC or CRO rewards under its own terms. |
| Fees and Network | Visa network; subscription or staking requirements may apply to prepaid tiers, while credit approval applies to the credit card. |
6. Nexo Card
Nexo Card Card Type Dual-mode crypto card, debit-style spending, and credit functionality in supported markets. Availability: The Nexo Card is not widely accessible to US residents; supported markets are mostly limited to eligible European countries and the UK.
Supported Cryptocurrencies: The ability to spend and use credit is subject to the supported assets available in the Nexo account and the user’s jurisdiction. Cashback and Rewards Eligible users may earn up to 2% cashback in NEXO or Bitcoin
Depending on loyalty tier and applicable requirements. Network: MasterCard. US crypto spenders should use Nexo as a comparison point and not as an available domestic alternative at this time, even as it offers flexible spending and borrowing options.
Nexo Card Feature
| Feature | Explanation |
|---|---|
| Card Type | Dual-mode crypto card with debit-style spending and credit functionality in supported markets. |
| US Availability | Nexo’s official support page states that the card is unavailable to US residents. |
| Supported Assets | Eligible assets depend on the user’s Nexo account, jurisdiction, and current product terms. |
| Rewards and Network | Mastercard; rewards and card features depend on eligibility and loyalty terms, so US users should not assume access. |
7. MetaMask Card
MetaMask Card Card Type: A crypto debit card linked to a self-custody wallet. Availability: MetaMask’s latest US support info says new US card sign-ups are temporarily on hold, so new applicants should keep an eye out for when it opens back up.
Supported Cryptocurrencies Assets include mUSD, USDC, USDT, wrapped ETH (wETH), EURe, GBPe, availability varies by blockchain and state. Cashback & Rewards Published offers show 1% mUSD back for the virtual card and 3% for the premium Metal card.
Spending caps and terms apply. Payment Network: Mastercard. Appeals to wallet-first users with self-custody model but US application status needs to be confirmed
MetaMask Card Feature
| Feature | Explanation |
|---|---|
| Card Type | Crypto debit card connected to a self-custody MetaMask wallet. |
| US Availability | New US sign-ups are temporarily paused; existing cardholders can continue using their cards. |
| Supported Assets | Supported tokens vary by network and include mUSD, USDC, USDT, and wETH on eligible networks. |
| Rewards and Network | Mastercard; advertised rewards include 1% mUSD back on Virtual and 3% on Metal, subject to terms and availability. |
8. RedotPay
RedotPay Card Type Prepaid payment card loaded with cryptos. It comes in plastic and virtual card formats. Availability: RedotPay clearly states that the United States is a restricted country, so it’s not a valid option for US residents looking for a new card.
Supported Cryptocurrencies: Supported assets include Bitcoin (BTC), Ethereum (ETH), BNB, Solana (SOL), XRP, USDT and USDC, subject to supported networks and deposit rules. Cashback and Rewards Don’t expect recurring cashback, check any promotional offers and charges that may be applicable.
Payment Network Card network and issuing information varies by product. It might be of interest to international crypto spenders, but US-based spenders should look for providers that accept US residents.
RedotPay Feature
| Feature | Explanation |
|---|---|
| Card Type | Crypto-funded prepaid card offered in virtual and physical formats in supported regions. |
| US Availability | US residents are ineligible for RedotPay card issuance under its published restrictions. |
| Supported Assets | Supports selected cryptocurrencies and stablecoins, including BTC, ETH, USDT, and USDC, subject to current rules. |
| Rewards and Network | Card network and fees depend on the product and region; US users should consider other eligible alternatives. |
9. WaldenPay
WaldenPay Card Type Prepaid Virtual Card Crypto-funded. Availability: WaldenPay states that it is broadly available internationally, and third-party listings show that it is available in the US. US applicants should confirm eligibility, identity requirements and issuer terms before depositing funds.
Its website says top-ups are available using more than 135 cryptocurrencies across more than 35 networks. Cashback & Rewards No public regular purchase cashback. Check referral promotions and fees.
Payment Network: Visa and Mastercard advertised. For e-commerce and digital wallet users who want to convert crypto into a virtual spending balance, WaldenPay could appeal. Examine its fees, regulatory safeguards and issuer information carefully.
WaldenPay Feature
| Feature | Explanation |
|---|---|
| Card Type | Virtual prepaid card funded with cryptocurrency. |
| US Availability | The provider advertises international spending, but US eligibility and issuer requirements should be confirmed before depositing funds. |
| Supported Assets | Advertises top-ups with more than 135 cryptocurrencies across 35-plus networks. |
| Rewards and Network | Advertises Visa and Mastercard acceptance; recurring cashback is not clearly established, so check fees and current promotions. |
10. Uphold Card
Uphold Card Cryptocurrency-powered debit card. Eligibility: Available to eligible customers in supported US jurisdictions, excluding New York, Louisiana and US territories, per recent comparison data. Supported cryptocurrencies: Users may use eligible purchases from their supported crypto holdings, fiat balances, and some precious-metal balances, subject to account and card rules.
Cashback and Rewards: The Elite card features a promoted program of up to 4% cashback on eligible purchases made with cryptocurrency or metals, 3% on fiat or stablecoin funding, and 2% on the Essential card. Payment Network: Visa for the referenced US rewards program. Consider Uphold for multi-asset spending but check promo dates and subscription costs.
Uphold Card Feature
| Feature | Explanation |
|---|---|
| Card Type | Crypto-linked debit card for spending eligible assets held in an Uphold account. |
| US Availability | Available to eligible US residents, excluding Louisiana, New York, and US territories under the published rewards terms. |
| Supported Assets | Supports spending from eligible cryptocurrency, fiat, and other asset accounts, subject to card rules. |
| Rewards and Network | Visa card with rewards based on eligible purchases and funding source; reward rates and monthly caps depend on the applicable program. |
Conclusion
To put it simply, Choosing the Best KAST Card Alternatives for US Crypto Spenders hinges on your spending patterns, favorite cryptocurrencies, rewards, fees and eligibility. Compare Coinbase Card vs Gemini Credit Card vs Crypto.com vs Uphold for everyday purchases and crypto rewards.
Be sure to read through the supported assets, cashback terms, payment networks and state restrictions to find a card that will work for your financial needs and spending goals before you apply.
FAQ
Which crypto card offers the best cashback rewards?
Gemini and eligible Coinbase cards offer competitive rewards on qualifying purchases.
Can US residents use crypto cards for everyday purchases?
Yes, eligible cards let users spend crypto or converted balances at merchants.
Which KAST alternatives support Bitcoin spending?
Several options support Bitcoin directly or allow conversion before completing purchases.
Are crypto debit cards available throughout the United States?
No, availability varies by issuer, state, residency, and product eligibility.
