What Is YIELD App (YLD)?
While decentralized finance has generated significant excitement about the potential of composable, open-source instruments, YIELD App believe that its widespread adoption can only happen through mobile applications that combine the possibilities offered by DeFi with the safety, convenience and comfort of mainstream FinTech services. Verified users should be able to deposit fiat or crypto currencies, clearly define their risk tolerance, and earn returns on their investments with the touch of a button.
Designed for the retail market, YIELD App accommodates the needs of risk-averse private investors interested in portfolio diversification in an effort to build trust in a usually uncertain environment, while also allowing crypto-literate players to experience DeFi without having to deal with its intricacies. The solution offers a wide range of traditional banking products built on top of DeFi instruments, such as high-return savings accounts, interest-bearing fiat checking accounts, cryptocurrency vaults, and debit cards.
YIELD App is operated by Yield Bank Limited, A Mwali International Business Corporation, under a banking license issued by the Mwali International Services Authority. YIELD’s financial strategy is managed by Yield Asset Management Limited, a regulated Brokerage and Clearing house which is licensed to engage in asset management, fund and brokerage activities that have been adapted from well-tested traditional investment techniques, and includes hedging and risk mitigation policies that have been specifically tailored to DeFi.
YIELD App Storage Key Points
|Coin Name||YIELD App|
|Circulating Supply||153,510,838.36 YLD|
|Source Code||Click Here To View Source Code|
|Explorers||Click Here To View Explorers|
|Twitter Page||Click Here To Visit Twitter Group|
|Whitepaper||Click Here To View|
|Official Project Website||Click Here To Visit Project Website|
Market Environment and Opportunities
YIELD App In recent years, decentralized finance (DeFi) has emerged as the most exciting innovation in FinTech. DeFi solutions rely on smart contracts and blockchain technology to deliver financial instruments that are mutualized, peer-to-peer, permissionless, and fully automated. These can be assembled into even more complex solutions to further drive rapid innovation. With its total value locked approaching $20 billion, DeFi represents a fantastic opportunity for exponential growth in the coming years. Up until recently, investments in crypto-currencies were mostly limited to often promising but fairly primitive instruments such as bearer assets and tokens.
YIELD App Whilst opening a directional trade on the right volatile asset at the right time might prove profitable, these strategies rarely allow for intelligent risk management. As such, whilst the potentially high returns on offer through crypto-markets may have attracted the curiosity of many retail users in recent years, the entailed risks and the lack of instruments to handle them properly have kept most from venturing into these markets. DeFi, however, has the potential to really shake up the status quo.
High Barriers to Entry
The potential of DeFi markets stems to a large degree from their heterogeneity and sophistication. YIELD App allows actors to assemble products that differ from each other in the amount of risk taken and, therefore, projected returns. In industry parlance, this feature is referred to as composability, or more informally as “money legos”. However, the extreme complexity of the instruments and the learning process needed to successfully and quickly set up profitable strategies that instantly adapt to market evolution in an ever-changing environment creates a massive psychological and practical barrier, while keeping the vast majority of retail users from even trying to enter what is one of the fastest growing financial ecosystems.
As a result, the entry of retail assets into YIELD App has been limited, and the growth of decentralized finance has so far been confined to a rotation between crypto assets through tokens such as Wrapped BTC (WBTC), Ethereum, DAI, USDT, and USDC: for the few who have tried to invest without an intimate knowledge of the inner workings of DeFi, it has often resulted in a precarious capital exposure or loss of initial capital through mismanagement and high transaction fees. This results in a somewhat paradoxical situation in which DeFi presents risk management options and a volatility particularly attractive to retail users, while simultaneously being the least accessible sector in crypto and finance for that same audience.
Unity Makes Strength
To maximize investment returns in YIELD App, a deep understanding of multiple applications and smart contracts is needed when dealing with liquidity mining, staking, and decentralized lending schemes. This results not only in increased complexity for players seeking to achieve above-market-average yields, but it also implies high gas fees that may render otherwise attractive strategies cost-ineffective.
YIELD App, as an Institutional agent, is convinced that it can successfully fulfill this market need by routing the aggregate capital of many individuals into actively managed portfolios to provide its users with otherwise unattainable results. This allows YIELD to create profitable returns on assets invested and significantly mitigate risks inherent to DeFi that are unmanageable for a single passive investor.