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10 Top NowPayments Alternatives for Secure Crypto Payments

Volvo by Volvo
05/12/2025
10 Top NowPayments Alternatives for Secure Crypto Payments
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In this post, we will examine the biggest competitors of NowPayments that allow crypto payment processing. Although NowPayments is a well-known payment processor, there are several other options with distinct benefits

like no intermediary control, quicker settlement, faster support on multiple cryptocurrencies, and the ability to convert to and from fiat. From BTCPay Server to OpenNode these options offer trading instruments that are secure, flexible, and efficient for the payment processing of cryptocurrencies for businesses around the world.

Key Points & Top NowPayments Alternatives

AlternativeKey Point
BTCPay ServerOpen-source, self-hosted, zero fees
CoinGateSupports crypto-to-fiat conversion seamlessly
Coinbase CommerceEasy integration with Coinbase ecosystem
BitPayTrusted global crypto payments with prepaid cards
CoinPaymentsMassive crypto coverage & vault security
PlisioLow fees, recurring billing, easy API
BlockonomicsNon-custodial invoicing, direct wallet payments
OpenNodeLightning-fast Bitcoin payment processing
CoinifyAll-in-one fiat on/off ramp solution
CryptomusUser-friendly dashboard, multi-currency support

10 NowPayments Alternatives

1. BTCPay Server

BTCPay Server is one of the most powerful, self-hosted cryptocurrency payment processors and is the most versatile alternative to NowPayments. Unlike NowPayments

BTCPay Server is decentralized and thus allows merchants total control and self-custody over their funds and data and eliminates reliance on third-party payment processors.

BTCPay Server

BTCPay is open-source, allowing for customizability, and offers enhanced privacy and no fees on transactions other than those dictated by the blockchain. BTCPay allows merchants to easily integrate with top e-commerce platforms like WooCommerce

Shopify, and Magento, making it more customizable than NowPayments. The key differentiator for BTCPay Server is the ability for businesses to self-host the payment processor and thus bypass the middleman, a unique offering when compared with most payment processors.

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FeatureDescription
Self-HostedFully decentralized, merchants control their funds and data.
Open SourceFree to customize and audit for security.
IntegrationCompatible with WooCommerce, Shopify, Magento.
No FeesOnly network transaction fees apply.
PrivacyFull control over payments and customer data.

2. CoinGate

CoinGate is a strong alternative to NowPayments as a reliable crypto payment gateway, offering merchants seamless crypto payment acceptance of over 70 cryptocurrencies.

Unlike NowPayments, CoinGate offers flexible crypto settlement options including instant conversion to fiat, reducing exposure to crypto volatility. It integrates easily with the major e-commerce platforms such as WooCommerce, Shopify, and PrestaShop, making it easy to set up for businesses of all sizes.

CoinGate

The platform also supports invoicing and recurring payments, making it a rare gem amongst such alternatives. It easily stands out with the combination of supporting a multitude of cryptocurrencies and providing easy conversion to fiat allowing merchants to process payments with both flexibility and ease.

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FeatureDescription
Multi-Crypto SupportAccepts over 70 cryptocurrencies.
Fiat SettlementInstant conversion to fiat to reduce volatility.
E-commerce IntegrationWooCommerce, Shopify, PrestaShop support.
Invoicing & Recurring PaymentsSupports subscription and invoice management.
Merchant DashboardReal-time analytics and reporting.

3. Coinbase Commerce

Since October 2023, data indicates that Coinbase Commerce is a good alternative to NowPayments, as it is a quick, easy, and reliable crypto payments platform.

Unlike NowPayments, which is a third party processor, Coinbase Commerce is directly tied to the Coinbase ecosystem. Merchants can accept multiple cryptocurrencies and transfer them freely to their Coinbase accounts.

Coinbase Commerce

Businesses that prioritize reliability can take advantage of set fully held secure custody, instant settlement, and transparently reliable transactions. Because of the integrated tie to Coinbase, there is a smooth track record of efficient conversion of crypto payments to fiat. The processes are secure and efficient, allowing peace of mind for the users.

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FeatureDescription
Multi-Crypto AcceptanceSupports Bitcoin, Ethereum, Litecoin, and more.
Coinbase IntegrationDirect connection with Coinbase accounts.
Instant SettlementsQuick transfers to merchant wallets.
SecurityHigh-standard custody and transaction safety.
TransparencyDetailed payment tracking and reporting.

4. BitPay

BitPay is a very established crypto processor and is a solid alternative to NowPayments as well. Unlike NowPayments, BitPay works with businesses directly and offers more advanced financial products and services such as direct bank settlement, prepaid debit cards, and multi-currency invoicing.

BitPay works with other major crypto currencies such as Bitcoin, Bitcoin Cash, and Ethereum. This allows merchants to have more flexibility and mitigates risks as BitPay can be converted to stable coins.

BitPay

What makes BitPay unique is its sophisticated enterprise-grade infrastructure and compliance with other businesses. This strong focus on security, reliability, and integration sets them apart from the other crypto payment processors like NowPayments.

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FeatureDescription
Multi-Currency SupportBitcoin, Bitcoin Cash, Ethereum, and stablecoins.
Fiat ConversionInstant settlement to bank accounts.
Enterprise-Grade SecurityStrong compliance and regulatory focus.
Prepaid Debit CardsConvert crypto to spendable fiat.
Invoicing ToolsProfessional invoicing and recurring payments.

5. CoinPayments

CoinPayments is a payment gateway like NowPayments but more versatile. Where NowPayments supports is in a single digital currency, CoinPayments is supports more than 4,000, giving merchants more flexibility in geo targeting cryptocurrency users.

Customers transacting in crypto need a wallet like what CoinPayments offers. In addition, CoinPayments can process multi coin payments, and integrate with major ecommerce merchants like WooCommerce, Shopify, and Magento.

CoinPayments

One of CoinPayments advantages include auto-converting crypto payments to a stable coin, loyalty and rewards, and point of sale services offered to merchants with a physical store. CoinPayments is crypto payment tool that incorporates great business services enabling merchants to effectively manage payments.

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FeatureDescription
Extensive Crypto SupportOver 4,000 cryptocurrencies accepted.
Wallet & POS SolutionsSecure storage and physical store payment options.
Auto-ConversionConvert crypto to stablecoins or fiat automatically.
Loyalty RewardsIncentives for customer retention.
E-commerce IntegrationWooCommerce, Shopify, Magento, and more.

6. Plisio

Plisio has set itself apart as one of the strongest competitors to NowPayments thanks to its customer focus, quick and hassle free transactions, and fair pricing. Just like NowPayments, Plisio allows its users to accept a wide variety of currencies.

Despite the competition, Plisio’s market differentiating feature is the automatic conversion of any and all received cryptocurrencies to a fiat currency and/or stable coin, thereby minimizing the user’s exposure to the volatility of the crypto market.

Plisio

Plisio is also integrated with all major e-commerce and invoicing platforms. Overall, Plisio has the potential to provide merchants with an instantaneous and tailored global payments system.

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FeatureDescription
Multi-Crypto PaymentsAccepts major cryptocurrencies.
Instant SettlementsFast processing for online businesses.
Auto-ConversionOptional fiat or stablecoin conversion.
E-commerce & Invoicing ToolsEasy integration with platforms and invoices.
Transparent FeesClear fee structure without hidden costs.

7. Blockonomics

Blockonomics is a payment processor that is a decentralized alternative to NowPayments. Blockonomics is not a centralized payments processor, meaning that as a merchant, you get to keep all the payments sent to your wallet, enabling you to have better custodial control, and a overall healthy sense of financial autonomy as you process payments.

Blockonomics has various integrations, including the popular WooCommerce, and supports various cryptocurrencies including Bitcoin. Blockonomics has the distinct feature of being the only processor with real-time tracking and invoicing technology

Blockonomics

Enabling merchants with transparency as they fully control their funds and payments, and also their customers do as well. Due to the self-custody model, Blockonomics is not only a payment processor, but also a privacy-focused solution.

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FeatureDescription
Decentralized PaymentsDirect wallet-to-wallet transactions.
Peer-to-Peer InvoicingMerchants control funds without intermediaries.
Real-Time TrackingMonitor transactions and payments instantly.
WooCommerce IntegrationSeamless e-commerce plugin support.
Privacy-FocusedEnhanced security with self-custody model.

8. OpenNode

OpenNode is a top-tier cryptocurrency payment processor and a good alternative to NowPayments. While NowPayments covers a range of cryptocurrency payments, OpenNode works ONLY with Bitcoin payments using the Lightning Network facilitating near-instant and ultra-low-cost payments that other gateways cannot offer.

Merchants can either receive payments in BTC and convert to fiat BTC on-the-spot to reduce price volatility or do the opposite. OpenNode is the ONLY processor that has fast and scalable settlement systems with developer-sensitive APIs that allows its usage in websites and brick-and-mortar businesses.

OpenNode

For merchants in search of contemporary and reliable payment systems, OpenNode is a processor that works on Bitcoin infrastructure that is fast, efficient, and modern.

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FeatureDescription
Lightning NetworkFast, low-fee Bitcoin payments.
Fiat ConversionOption to settle directly in fiat.
Developer-Friendly APIsEasy integration for online businesses.
Point-of-Sale SupportAccept Bitcoin in physical stores.
Scalable InfrastructureSupports large transaction volumes efficiently.

9. Coinify

Coinify stands out as one of the most reliable alternatives to NowPayments. Unlike NowPayments, Coinify has the unique ability to accept payments in crypto while legally complying with payment regulations.

Coinify is able to limit legal liability while also protecting users in terms of market volatility, as crypto can be converted to fiat immediately. Coinify is very unique due to the fact that they are very large in terms of compliance and the prevention of money laundering.

Coinify

This is beneficial to businesses that are only able to operate within legally bound market spaces. Easily integrated with e-commerce platforms and offering invoicing and merchant dashboards, Coinify has the ability to accept crypto payments while protecting compliant users.

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FeatureDescription
Regulatory ComplianceAML and KYC support for legal assurance.
Multi-Crypto SupportAccepts Bitcoin, Ethereum, and other major coins.
Fiat ConversionInstant conversion to fiat reduces volatility.
Invoicing ToolsManage invoices and recurring payments.
Secure DashboardMerchant insights and analytics for payments.

10. Cryptomus

Cryptomus has quickly become one of the most useful alternatives to NowPayments cryptocurrency payment processors. A major differentiating feature of Cryptomus is that it is faster and more accessible to merchants worldwide and has the ability to process and settle a greater volume of crypto payments instantaneously.

A key benefit is the payment converters, which automatically change crypto payments to fiat, reducing volatility and making it easier for businesses to account for the payment.

Cryptomus

Simple integrations directly benefit the merchants and serve popular e-commerce sites, payment buttons, invoices, and offline payment integrations.

Overall, Cryptomus has the most optimal user experience when it comes to processing crypto payments because of their combination of speed and risk management.

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FeatureDescription
Global Crypto AcceptanceSupports a wide range of cryptocurrencies.
Instant ProcessingQuick confirmation and settlement.
Auto-Fiat ConversionReduces risk from crypto price fluctuations.
Easy IntegrationSupports websites, e-commerce, and payment buttons.
Secure & ReliableHigh-level security and merchant protection.

Cocnlsuion

In closing, as stated, the alternatives for NowPayments present a wide range of crypto-coin payment services, each with its own features. BTCPay Server offers payment control and decentralization, OpenNode provides speedy payments through the Bitcoin Lightning Network, and Coinify offers borderline regulatory compliance.

Merchants may choose based on their needs of security, integration, and flexibility. These alternatives help companies accept crypto payments effective and efficiently while dealing with volatility, privacy, and organizational challenges.

FAQ

Are these alternatives safer than NowPayments?

Some, like BTCPay Server and Blockonomics, offer self-custody and decentralized processing, enhancing security and control over funds.

Can I convert crypto to fiat instantly?

Yes, platforms like CoinGate, BitPay, Coinify, and Cryptomus provide automatic fiat conversion to reduce volatility.

Which platforms support multiple cryptocurrencies?

CoinPayments, CoinGate, Plisio, and Cryptomus support a wide range of coins beyond just Bitcoin.

Do these alternatives integrate with e-commerce platforms?

Most alternatives, including Coinbase Commerce, BTCPay Server, and Plisio, integrate with WooCommerce, Shopify, and Magento.

Are there transaction fees?

Self-hosted solutions like BTCPay Server have no fees except network costs, while others may charge small processing fees.

Volvo

Volvo

Volvo Is Wootfi is a seasoned editor with a passion for exploring the ever-evolving world of cryptocurrency. With a keen eye for detail and a deep understanding of blockchain technology, Volvo has dedicated their career to dissecting complex crypto concepts and making them accessible to a wide audience. As the Editor of Wootfi, a leading publication in the cryptocurrency space, Volvo Is Wootfi has been instrumental in delivering insightful and thought-provoking content to readers eager to navigate the digital financial frontier. Their commitment to staying at the forefront of crypto trends and innovations has earned them a reputation as a trusted source of information in the rapidly changing world of cryptocurrencies.

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