This article will cover the Best Prop Firms For Funded Account Challenges which enable traders to trade with the capital of the firm. These companies implement structured assessment programs combined with profit-sharing and loss mitigation policies
Which allow novice and advanced traders alike to obtain funded accounts. Selecting an appropriate prop firm may be considerable to your trading journey and earning potential.
Key Points & Best Prop Firms For Funded Account Challenges
| Prop Firm | Key Point |
|---|---|
| The5ers | Multiple challenge types with funding up to $4M and flexible programs |
| FundedNext | Up to 95% profit split, no time limit in challenges, and rewards even during evaluation |
| BlueGuardian | Instant funding up to $400K with 90% profit split and fast payouts |
| FXIFY | Instant funding option with up to 90% profit split and diverse challenge accounts |
| DNA Funded | Rapid 10-day challenges, instant funding, and capital up to $600K |
| BrightFunded | Straightforward 2-step challenges with 80% profit split and flexible payout cycles |
| Blueberry Funded | Broker-backed firm offering up to $2M funding with no time limits |
| Finotive Funding | Weekly payouts, unique account types, and integrated in-house brokerage |
| SurgeTrader | Simplified one-step evaluation with up to 90% profit share |
| Lux Trading Firm | Professional evaluation model with structured growth and long-term funding opportunities |
10 Best Prop Firms For Funded Account Challenges
1. The5ers
The5ers is known in the industry for focusing on the account scaling and long-term trader development through funded account programs. They have both one-step and multi-step evaluations and on the conservative side for both profit target and risk limit which is good for the consistency and risk management traders.

The profit split increases with the performance, and account growth is given to the traders who can maintain discipline. With instant funding and Bootcamp challenge paths, traders can progress to bigger capital allocations, and traders at all experience levels appreciate the transparent evaluation and history of reliable payouts.
| Pros | Cons |
|---|---|
| Established firm with long history and reliability. | Conservative profit targets may be slower for aggressive traders. |
| Offers both one-step and multi-step evaluations. | Some traders may find scaling rules restrictive at first. |
| Focus on long-term account growth and risk management. | Bootcamp path requires upfront fee investment. |
| Transparent rules and clear payout structure. | Limited instruments compared to some newer prop firms. |
| Instant funding available for qualifying traders. | Strict daily drawdown rules may limit high-frequency strategies. |
2. FundedNext
FundedNext is a prop firm trading challenges that provides flexibility in their funded account options such as one step and two step models. They stand out with their profit split potential as traders can earn up to 95% of the profits.
This, in addition to the multiple evaluation options, is very beneficial for both scalpers and swing traders. FundedNext traders can scale their accounts into the millions and trade forex, indices, commodities, and crypto.

While some traders have noted that their payouts can be quite fast, others in the community have also noted the possibility of disputes, so it is paramount that traders understand the firm’s rules to avoid issues.
| Pros | Cons |
|---|---|
| High profit split potential up to 95%. | Occasional dispute reports in community feedback. |
| Multiple evaluation paths including one-step and two-step. | Evaluation fees can be higher for large accounts. |
| Access to large capital allocations and scaling opportunities. | Some traders report complexity in rules for certain instruments. |
| Supports forex, indices, commodities, and crypto. | Payout terms may vary depending on account type. |
| Fast payout cycles for funded accounts. | Aggressive scalpers may face limitations on risk limits. |
3. BlueGuardian
BlueGuardian offers realistic challenge structures and profit-sharing proposals to prop traders. For serious traders, profit splits can go up to 90% depending on account type and add-ons. BlueGuardian offers 1 step, 2 step, and 3 step challenge options.

There are challenges with smaller accounts and larger capital allocations. There are no strict time limits to complete your objectives. BlueGuardian is designed to reward skill and consistency, not reckless performance. With positive risk parameters, it encourages large varieties of trading styles. Overall, it is a good choice for traders looking for a funded account.
| Pros | Cons |
|---|---|
| Flexible challenge formats: one, two, or three-step. | Profit targets may be challenging for inexperienced traders. |
| Reward skill and consistency rather than aggressive performance. | Limited educational resources compared to other firms. |
| Supports a variety of trading strategies. | Some accounts require additional add-ons for higher splits. |
| No strict time limits on challenges. | Less brand recognition than older prop firms. |
| Profit splits up to ~90%. | Scaling rules not as aggressive for high-performing traders. |
4. FXIFY
FXIFY has integrated prop firm evaluation challenges with broker-backed services and trading conditions. FXIFY has instant funding with a profit split of 90% and a mix of one-step and multi-step challenges.

Traders appreciate FXIFY due to their funding speed. FXIFY has forex, indices, and cryptocurrency trading. They maintain flexible leverage, tight spreads, and a wide instrument range. Many traders appreciate FXIFY’s innovative platforms, MT4 and MT5, with transparency in rules, to trust FXIFY.
| Pros | Cons |
|---|---|
| Competitive profit splits around 90%. | Less well-known, so less community feedback available. |
| Instant funding and fast payouts. | Some users report occasional platform latency issues. |
| Supports forex, indices, and crypto instruments. | Evaluation challenge can be strict for new traders. |
| Flexible leverage and tight spreads. | Higher account sizes require higher evaluation fees. |
| Advanced platform support (MT4, MT5). | Some traders find rules slightly complex initially. |
5. DNA Funded
DNA Funded has established itself in the industry because of its easily understandable evaluations and solid account funding terms. With profit shares of up to 90% and evaluation time frames that are more flexible than its competitors, DNA Funded caters to traders who wish to take on more straightforward evaluations.

The firm’s in-house brokers and access to forex, indices, and commodities aid in enhanced execution speeds. With respect to evaluations, its fees are lower than most of its competitors, and the funding account options available to experienced traders and beginners alike emphasize the firm’s user-friendly approach.
| Pros | Cons |
|---|---|
| Simple and straightforward evaluation process. | Not as widely recognized globally as some competitors. |
| Flexible evaluation options with no rigid time limits. | Profit splits slightly lower than top competitors (~90%). |
| Access to multiple instruments: forex, indices, commodities. | Limited advanced account features for scaling. |
| Lower evaluation fees. | Fewer community resources and trader feedback available. |
| User-friendly interface suitable for beginners and pros. | Customer support can sometimes be slow during peak times. |
6. BrightFunded
BrightFunded’s unique funding programs allow for high-profit splits (even up to 100%) and quick payout cycles. Traders are rewarded for their achievements and challenged them in different ways.
Their challenges are both trader friendly and beginner friendly, sporting range of flexible account sizes and access to a variety of markets, including forex and indices.

Built-in to the program are both loyalty and scaling mechanisms, designed to allow for account growth with consistent positive performance. Traders value their emphasis on quick, weekly payouts, transparency, reliability, and the opportunity to harness the power of compounding once funded.
| Pros | Cons |
|---|---|
| Competitive profit splits up to 100% in some accounts. | Newer firm, so less historical performance data. |
| Fast and weekly payout options. | Some account types have strict risk limits. |
| Flexible account sizes and challenge formats. | Scaling programs require consistent performance. |
| Loyalty and account growth rewards. | High-performing traders may find caps limiting initially. |
| Supports forex and indices. | Limited educational resources for new traders. |
7. Blueberry Funded
Blueberry Funded is a new proprietary firm in the industry, and what separates it from other firms is its solid broker backing and market offerings. It is offering traders a funded account challenge, and on that challenge, traders can find a transparent evaluation process, profit share of 85 percent, and access via MT4.

Its established broker liquidity, account size offerings, and beginner trader flexibility make it a less complicated pathway for traders to acquire firm capital. It has maintained positive trader community sentiment resulting from its fair and trader supportive policies.
| Pros | Cons |
|---|---|
| Clear evaluation rules and straightforward process. | Profit splits slightly lower (~85%) than competitors. |
| Beginner-friendly account sizes and broker-backed liquidity. | Limited advanced account scaling features. |
| Access to MT4 and MT5 platforms. | Less brand recognition due to newer entry. |
| Balanced offerings suitable for a variety of trading styles. | Some traders report slower support response times. |
| Fair and transparent funding model. | Not as many account growth options as top firms. |
8. Finotive Funding
Finotive Funding offers flexible and rewarding funded trading programs with weekly and on-demand payouts and competitive profit splits. Finotive has both conventional evaluation challenges and direct funded account options, allowing traders to choose their path according to their preferences and trading style.

Users appreciate the clarity and performance of the custom dashboard and responsive support, and the platform’s evaluation criteria and risk management tools are helpful in setting expectations and strategies. Overall, Finotive Funding is a top choice for serious prop traders.
| Pros | Cons |
|---|---|
| Competitive profit splits with weekly payouts. | Interface may require learning for beginners. |
| Flexible evaluation and direct funding paths. | Some users report delays in payout processing. |
| Supports a wide range of instruments. | Higher account sizes require evaluation fees. |
| Proprietary dashboard and responsive support. | Limited community and online discussion presence. |
| Transparent rules with risk management tools. | Challenge rules may feel strict for aggressive traders. |
9. SurgeTrader
SurgeTrader has a straightforward evaluation process for traders looking to gain capital from the firm quickly. The challenge is to make a profit while staying within the set risk parameters. Surged traders can get funded accounts within a few days.

SurgeTrader has different account sizes ranging from lower to higher capital along with profit splits of up to 90%. Although the evaluation can be completed quickly, traders are challenged with a profit goal, which is a structuring along with a risk factor, making things easier for traders.
Additionally, SurgeTrader uses popular platforms such as MetaTrader which allows for a steady and simple step-by-step process to gaining firm capital.
| Pros | Cons |
|---|---|
| Quick one-step evaluation for fast access to capital. | Challenge can be difficult for new traders. |
| Profit splits up to ~90%. | Limited flexibility in multi-step scaling paths. |
| Multiple account sizes from moderate to high capital. | Less educational support for beginners. |
| Transparent rules and clear risk limits. | Some advanced trading strategies may be restricted. |
| Supports MT4 and MT5 platforms. | Firm is newer, so less historical credibility. |
10. Lux Trading Firm
Lux Trading Firm is a proprietary trading firm that emphasizes transparent evaluation criteria and strong customer support. They have funded account challenges, and their programs are compatible with MetaTrader.
They offer trading features like free reset accounts which give traders a second chance if they make mistakes. Detailed risk desk analysis and responsive support help traders improve their discipline and strategy.

While specific profit splits and challenge structures may differ, their firm educational support and clearly defined challenges are appealing to traders who want to learn and refine their skills while also increasing their capital.
| Pros | Cons |
|---|---|
| Transparent evaluation rules and risk management. | Profit splits and challenge structures vary. |
| Free reset accounts available for traders. | Some traders may find platform choices limited. |
| Strong customer support and educational focus. | Smaller community compared to top firms. |
| Focus on trader discipline and skill improvement. | Scaling potential may be slower than aggressive competitors. |
| MetaTrader platform integration. | Fewer instrument options than some multi-asset firms. |
Cocnsluion
To sum up, selecting a good proprietary firm for funded accounts distance challenges can be pivotal for your trading success. Leading firms such as The5ers, FundedNext, and SurgeTrader provide comprehensive assessments, profit distribution, and risk control mechanisms tailored
for traders at all stages. Knowing each firm’s policies, account tiers, and payout structures, you can choose the best opportunity to elevate your trading career with confidence.
FAQ
What is a funded account challenge?
It’s a program where traders prove their skills in an evaluation to earn a funded trading account.
How do profit splits work?
Traders share a percentage of profits with the firm, usually ranging from 80% to 95%.
Which markets can I trade?
Most prop firms allow forex, indices, commodities, and sometimes crypto.
Are there time limits for challenges?
Some firms have strict deadlines; others offer flexible or unlimited time.
Do I need experience to join?
No, but consistent strategy and risk management improve success chances.






