10 Best Prop Firms Compared: Rules, Fees & Payouts 2026

In this article I will be discussing the Best Prop Firms Compared (Rules, Fees & Payouts) so that traders can determine which funding options are best for them. We will be looking at the most known firms such as Topstep,

The 5%ers, and FundedNext while paying most attention to the varying evaluation rules, account fees, profit splits, and payouts. This will help any trader, no matter what skill level, determine which prop firm is best for them.

Key Points & Best Prop Firms Compared (Rules, Fees & Payouts)

Prop Firm	Key Points (Rules, Fees & Payouts)
Topstep	Futures-focused, subscription fee ~$165/month, profit split 80%, scaling plans available.
The 5%ers	Instant funding option, low fees (~$95), conservative risk rules, payouts 50–80%.
Funding Pips	1-step challenge, fees ~$80, profit split up to 90%, flexible rules.
Maven Trading	Instant funding, fees ~$20, daily loss 2–3%, payouts 80%.
Blueberry Funded	1-step challenge, fees ~$60, profit split 80%, daily loss 4%.
DNA Funded	Low entry fees (~$75), spreads from 0.0 pips, payouts up to 90%.
FundedNext	Fees ~$89, 2-step challenge, profit split 80–90%, scaling path available.
Lux Trading Firm	Higher fees (~$486), institutional-style rules, payouts 75–80%, long-term scaling.
Instant Funding	Fees ~$80, 1-step challenge, daily loss 3–8%, payouts 80%.
The Funded Trader	Fees ~$49, 2-step challenge, profit split 80–90%, aggressive scaling.

10 Best Prop Firms Compared (Rules, Fees & Payouts)

1. Topstep

Topstep is among the top prop trading companies, specializing in futures trading. Traders start with an evaluation account, where they try to hit profit goals while staying under drawdown limits. Fees depend on account size, starting at roughly $165 monthly.

Funded traders can retain up to 80% of their profit, with profit distribution occurring weekly. There are risk management rules, daily and total drawdown limits, and the need for consistent performance.

For disciplined traders wanting professional help, structured growth, and comprehensive educational materials to enhance their strategies and execution, Topstep is the perfect choice.

Pros And Cons Topstep

Pros:

• Reputable and known firm.
• Set rules along with evaluation procedures.
• Great profit split potential, often reaching over 80%.
• Payouts every week.
• Great education for traders of all levels.

Cons:

• Cost is a little higher, is it $165 monthly fees.
• Overall and daily drawdown limits are quite restrictive.
• Since they are focused on trading futures, they are limited in the markets.
• The evaluation process can be difficult for newer traders.

2. The 5%ers

The 5%ers is a proprietary trading company that focuses on forex and funds traders directly without an evaluation phase in certain plans. They have low risk growth accounts where traders can begin with $24,000, or more. Depending on the plan, traders either pay a one time evaluation fee or a monthly fee with a profit share of up to 50%.

There are max drawdown, trade in-tensity, and risk per trade rules that are more strictly enforced than with other firms. The 5%ers want to achieve growth and profitability over a longer time frame, as opposed to more aggressive trading. This is likely one of the better options for forex traders that want to scale accounts with a more consistent and low risk trading style.

Pros And Cons The 5%ers

Pros:

• You don’t have to go through the long process of evaluation, so you get funded directly.
• For new traders, low-risk growth accounts are ideal.
• For traders that are consistent, there are scalable accounts.
• Depending on the plan they have, they can be charged a one-time fee, or a fee can be charged monthly.

Cons:

• Payouts are not as good as some other companies that offer up to 50% profit splits.
• Drawdown, trading frequency, and the frequency of trades all have limits.
• The trading is also quite limited to just forex markets.
• For traders who are aggressive in their trading style, they will find it restrictive.

3. Funding Pips

Funding Pips is a proprietary trading firm that focuses on crypto and forex trading. Traders go through the evaluation phase which they have to complete to progress to the next trading phase.

Evaluation fees are low, usually less than $150, the profit split after funding can go to 80%, and there are some evaluation profit target and risk management rules.

There are strict drawdown limits to curb over-leveraging, and plans do vary with respect to trading instruments. Funding Pips also has flexible trade close times which is mainly for people who trade on different time zones.

They also do weekly or bi-weekly payouts which helps traders with their cash flow to trade. The site is very easy to use which is great for new traders, while more experienced traders can have adjustable size accounts.

Pros And Cons Funding Pips

Pros:

• For evaluation fees, they are on the low end of the spectrum, often 150 or less.
• Payouts of around 80% profit splits.
• There is a looser structure around trading, which is good for new traders.
• Payouts can be made as frequently as every week, or as infrequent as every other week.

Cons:

• In comparison to some of the larger firms, they are a little less well known.
• There is a supervision of the drawdown level, so there is little to no room for aggressive strategies.
• Overall, they are limited to trading the forex market and the crypto market.

4. Maven Trading

Maven Trading provides funded accounts to forex and indices traders. They keep things simple with an easy to understand evaluation program. You will find straightforward profit targets as well as daily loss limits to manage risk.

Their fees start at about $150 and vary depending on account size for the evaluation phase. Traders can receive profit splits ranging from 70 to 80 percent with payouts occurring every week. Maven believes in low-risk, long-term trading and does not encourage short term gains.

They offer trading strategy guides, webinars, and educational material which is beneficial for both novice and experienced traders. Their transparency, along with structured trading rules, makes them a great option for traders who like to stick to the rules.

Pros And Cons Maven Trading

Pros

• They have a transparent evaluation process and profit goals.
• They have a profit split of 70-80% with weekly payouts.
• They have educational resources.
• They focus low-risk trading.

Cons

• Evaluation fees of around $150 can be expensive for some beginners.
• They have less trading opportunities than some other firms.
• They focus less on short-term profit.

5. Blueberry Funded

Blueberry Funded operates as a proprietary trading firm that funds forex, crypto, and indices traders. Traders enter an evaluation phase that has defined profit targets, max daily loss limits, and overall drawdown caps.

Evaluation fees start at $149 but depend on the type of evaluation account chosen. Once funded, traders share 70% to 80% of the profits with the firm and have a payout frequency of weekly.

Blueberry Funded has a more flexible funding program than most, as they let traders scale accounts after consistently hitting performance targets. Bureaus offer clear risk structures and easy account scaling. This firm will most suit aggressive and disciplined traders who want to obtain funding and grow their accounts with limited company obstacles.

Pros And Cons Blueberry Funded

Pros

• They provide trading opportunities for forex, crypto, and indices.
• They provide scalable accounts for consistent traders.
• They have profit splits of 70-80% and weekly payouts.
• They have a simple and flexible trading structure.

Cons

• They are a new firm, which means a less established reputation.
• Stick drawdown rules mean no risk-taking.
• Evaluation fees of $149+ can be expensive for some beginners.

6. DNA Funded

DNA Funded specializes in forex, indices, and crypto trading, offering scalable funded accounts in evaluation processes that include defined profit targets and strict drawdown limits. Evaluation costs run from $150, with plan-dependent monthly or lump-sum choices.

Get to keep 80% of profits, and payouts are done on a weekly basis. DNA Funded lets traders scale accounts, as long as they hit targets and abide by the rules.

The firm accommodates traders worldwide with supportive time zones and risk-adjusted strategies, which makes it ideal for novice and seasoned traders focused on stable growth.

Pros And Cons DNA Funded

Pros

• Scalable accounts for consistent traders.
• There are profit splits of up to 80% with weekly payouts.
• They support trading for forex, indices, and crypto.
• There are flexible hours for traders in different time zones.

Cons

• Evaluation fees of around $150.
• There are strict drawdown rules.
• Risk management can be challenging for some beginners.

7. FundedNext

FundedNext offers both Forex and crypto accounts as a prop trading company. After paying an amounted fee of 149, traders start an evaluation phase that includes profit target parameters and specific drawdown rules.

Once they become funded, they can profit split as much as 80%, and payments can be weekly or bi-weekly. FundedNext values high-risk trading strategies the least, encouraging more discipline, risk management, and consistent trading.

Account scaling is made possible to traders who consistently hit target goals. With transparency and detailed rules, it goes to show they are beginner friendly, and it is appealing to the more experienced traders who wish to have varied account structures and low trading fees.

Pros And Cons FundedNext

Pros

• There are profit splits of up to 80% with weekly or biweekly payouts.
• There are flexible scales on accounts for consistent traders.
• They have simple rules that are beginner-friendly.
• Entry fees are low (~$149).

Cons

• Trading opportunities are mainly in forex and crypto.
• There is still an evaluation phase to get through.
• Aggressive traders may feel restricted by risk rules.

8. Lux Trading Firm

Lux Trading Firm offers funded accounts to traders in forex, crypto, and indices. During the evaluation phase, traders are tested on reaching profit targets with daily and total drawdown limits as rules. Fees for evaluations start at around $150, varying by plan.

Once traders are funded, they receive weekly payouts and may keep 80% of their profits. Lux Trading Firm is for traders who are disciplined and appreciate the firm’s focus on structured growth and risk management.

Consistent performers receive scaling plan benefits, with additional clear rule educational content. For traders seeking sustained funded trading opportunities, the firm’s accessible, professional platform is ideal.

Pros And Cons Lux Trading Firm

Pros:

• Drawdown and evaluation rules are straightforward.
• Allows trading on forex, crypto, and indices.
• Weekly profit shares of up to 80 percent.
• Plans for scale up for traders who are consistent.

Cons:

• Evaluation costs are around 150 USD.
• Not as widely known as Topstep.
• Beginners may find the rules too rigid

9. Instant Funding

Instant Funding stands out from other companies for having such a fast approval process, and even some of their evaluations come with instantly funded accounts. Traders can pay a one- time instant funding fee that starts at $149.

There are other instant funding costs, and the trading rules are also fairly clear. Traders have to worry about max daily loss targets and overall drawdowns. Instant funding splits are up to 80%. Cancellations can happen weekly or bi-weekly.

Instant Funding allows traders to choose between forex, indices, and crypto. Instant Funding allows traders to choose between forex, crypto, and indices trading. Instant Funding’s model of assessment and account growth is ideal for traders wanting immediate funding and with the balance of high restrictions and timely funding.

Pros And Cons  Instant Funding

Pros:

• No lengthy approval times and evaluations for some plans.
• Profit split up to 80%. Payouts can be weekly and biweekly.
• Multiple markets (forex, crypto, indices) are supported.
• Instant funding to trade.

Cons:

• Some traders may not appreciate a lack of structure.
• New traders must comply with risk management rules.
• Less established firm with a low recognition level.

10. The Funded Trader

The Funded Trader earns traders’ trust offering funded accounts to forex, indices, and crypto traders after going through a transparent evaluation process. Accounts are funded after traders hit profit targets and stay within the drawdown limits. Fees start at about $150.

Traders keep 70-80% of the profits, and paid weekly. Most of the rules focus on risk, discipline, and right position sizing, which makes them a fit for all levels.

Scaling is available for top performers, and the firm gives educational materials to sharpen traders’ skills. The Funded Trader is sweet-spot funding for traders who like a professional evaluation with a good amount of flexibility.

Pros And Cons The Funded Trader

Pros:

• Payouts can be weekly and profit shares are generous (70-80%).
• Drawdown rules and evaluation is straightforward.
• Consistent traders can access scaling plans.
• Both novice and professional traders fit well.

Cons:

• Evaluation costs around 150 USD.
• Aggressive traders will find rules restricting.
• Compared to more established companies they have a smaller presence.

Conclusion

To conclude, selecting a prop firm is based on individual trading styles, levels of risk tolerance, and target market focus. For instance, Topstep, The 5%ers, and FundedNext each present unique sets of rules, fees, and profit distributions that flex for varying trader needs.

Having an evaluation of payoff dynamics and account scaling structures will facilitate the choice of a prop firm that prioritizes growth balanced with risk.

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